Did you know there are studies that indicate health declines with retirement, and thus health costs increase. “For many people, retirement is a key reward for decades of daily work—a time to relax, explore, and have fun unburdened by the daily grind. For others, though, retirement is a frustrating period marked by declining health and increasing limitations.” Make sure you factor into your retirement planning the possibility of increased health costs. We’re here if you would like to discuss options for a product that can provide income you can’t outlive.